Frances was born in Apalachicola, Florida, the daughter of David Greenway Raney and Harriet Frances Jordan.
Frances was married about 1874 to Rev. John Oven. Their only child, William John Breck Oven was an infant when both of his parents died. He was raised by his mother's unmarried sister, Mary Porter Raney, who continued to live in the Raney home in Apalachicola..